Mercoa
AI Agent for Billpay platforms to pay invoices with virtual cards
Mercoa is a Mercoa provides embedded B2B payments for vertical SaaS, including AI-powered BillPay and Invoicing. Its AI agents help detect card-eligible invoices, verify acceptance, and convert payments into virtual card spend, with APIs and SDKs for developers. AI agent company selling to Vertical SaaS platforms and accounting/AP/AR teams. Latest disclosed round: Last known: Pre-Seed / Seed ($0). About 3 employees, 0.0% over 6 months. 48 followers on X.
Product
- Agent type
- Mercoa provides embedded B2B payments for vertical SaaS, including AI-powered BillPay and Invoicing. Its AI agents help detect card-eligible invoices, verify acceptance, and convert payments into virtual card spend, with APIs and SDKs for developers.
- Primary buyer
- Vertical SaaS platforms and accounting/AP/AR teams
- Integrations
- —
- MCP support
- —
- Pricing
- —
- HQ
- San Francisco, California, US
- Founded
- 2022
- Profile ↗
Funding
- Date
- —
- Source
- Announcement ↗
- Investors
- Warrick Shanly; Y Combinator
Hiring
- Employees
- 3
- Growth 3m / 6m
- — / 0.0%
- Open roles (sample)
- —
- X mentions this week
- —
- X handle
- @mercoafinance
Top launch posts
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Recent news
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Sources
- Headcount
- Clay (LinkedIn)
- Open jobs
- —
- Traffic
- Clay (web traffic)
- Pricing
- /pricing
- X metrics
- https://x.com/mercoafinance
- X handle (homepage-verified)
- https://www.ycombinator.com/companies/mercoa | https://mercoa.com
- Clay enrichment
- Clay enrichment 2026-11-04
- seed_type
- YC directory
- funding_status
- Last known (aggregator source)
- funding_source_type
- aggregator
Similar companies
About Mercoa
What does Mercoa do?+
AI Agent for Billpay platforms to pay invoices with virtual cards
How much has Mercoa raised most recently?+
Last known: Pre-Seed / Seed, led by {"Y Combinator"}.
How many employees does Mercoa have?+
About 3 (3-month growth —).
Cite this data
Mercoa profile. Agent Market Map, The GTM Engineering Newsletter. Last verified Nov 4, 2026. https://agentmarketmaps.com/company/mercoa